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Archive for July, 2011

How to Make Money IV

How to Make Money IVThis is my 4th post on How to make Money? Don’t forget the main thing. Money is an exchange of value or perceived value not a piece of paper. True wealth is not just about money.

So on previous articles we have talked about some of the basic ways to make money from home, and we spoke about the different ways that people make money. I could just make this article like all the others on the internet and answer the question of “How to make money?” with a whole bunch of little activities you could do to make a few extra bucks (it seems that this quick fix is what people think they need and want), but to beat an old proverb to death that would be like

“Giving you fish instead of teaching you how to fish.”

It comes down to something that I have posted on my blog before. It is about the fact that you first have to

BE then DO then HAVE.

If you try to do this out of order you will never reach your goal. Seriously I have tried in vain. In this article I want to talk about the difference between the people that seem to make money easily and those that seem to always struggle. This is the main subject of the book Secrets of the Millionaire Mind by The Harv Eker. If you are wanting to be wealthy and you have not reached that level yet you are missing a piece of the puzzle and I don’t mean that it’s some information that you don’t know. T Harv calls it your money and success blueprint.

I had a discussion recently with someone on a forum. I had posted something about the state of our economy and the possible outcomes that some believe will come to pass. He started rambling on how the rich flaunt their money. There was no flaunting mind you when I posted- just a quick post of interest on a subject of the forum. But he went on about his feelings about the wealthy. Others started chiming in on how the rich only care about themselves. It went on and on. You could tell who had money and who did not, and why. The post showed why he has struggled all his life with his finances. He has some major mental blockages. His mental programming will never allow him to become wealthy. I don’t mean he can’t have money. Have you ever hear the stories of the people that win big in the lottery and 4 to 5 years later they are broke, destitute and their life is in shambles. It is not money it is a state of being. Have you heard of wealthy people that have been homeless making a comeback?

You mind and habits will determine your level of wealth. What is stopping most people from making money or learning how to make money is not the job they have or the vocation they have chosen it is usually their mentality. I struggled with this for year in my practice and in my Networking Company. I would start something and then stop because I did not see immediate results it was not until I made a decision to do it whether I felt like it or not that things started turning around.

Some additional resources are Think and Grow Rich, Secrets of the Millionaire Mind, Rich dad poor dad, Rich Kid Smart Kid, and some of the works of Mark Hoverson. You really want to learn How to make money stop searching for the quick buck it will never make you wealthy. Wealth takes dedication, commitment, sacrifice. Not the next new business or scheme. Commit to becoming the person that would do the things you need to do to get the things you want to get.


So what is the difference between those that make it easy and those that struggle. Is it their education, financial background, choice of job, luck? None of the above, actually. T. Harv Eker ask this same question and he will tell you that each one of us has a financial blueprint. He states that it is this blue print more that anything that will determine your success. Once you are able to change this financial blue print money will come to you easily. Chances are that if you think like rich people and do what rich people do you will be rich too. In other words if you BEcome wealthy you will DO what the wealthy people DO and you will HAVE what the wealthy HAVE. The problem is that so many of us have financial baggage or scars.

“ I have stated that debt and lack of financial security can erode a person’s financial self-perception. In other words, if you have too many financial set backs or feel trapped by your need for a job and a paycheck security; your financial self confidence can get pretty rocky” Robert Kiyosaki

It is not easy to get out of a rut. It takes one of the hardest things -change. I know that the person I was 5 years ago is not the person I am today. That person had a lower capacity for earnings therefore that is what he earned. One of the hardest things I have had to become is consistent and committed. Most of us stop doing what is working way to soon, before it has time to show fruits.

If you truly want to make money and be financially free. You need to stop trying to find a quick way of making a buck and really make a lasting change. You need to change your financial blueprint. The best class I have attended for changing your financial future has been T. Harv’s class Millionaire Mind Intensive check it out. Click on the link put your name and email. If you want more info on Mark Hoverson click on his name. To check out one of the things I am doing and to get on my mailing list go to the right and enter your name and email in the box above. Have an excellent day!

How to make Money- Four general categories

How to make money- the four generalHow to make Money  Four general categories types of ways

In order to understand how you can make money you need to first understand what are the different ways to make money and what makes the difference between those that money seem to flow to and the ones that always seem to struggle. But if I can quote GI Joe- Knowing is half the battle! There are several ways that you can make money. I have seen it stated in many different ways but the best is in Robert Kiyosaki’s book Cash Flow Quadrant. He divides people into four general quadrants with Employee and Self employed on the left hand side of a cross and Business owner and investors on the right hand side of a cross.


So lets divide the people in the way Robert sees them just as a matter of simplicity.


1. Employee- This quadrant is pretty self explanatory. These are people that work for a living, for the most part these are the worker bees. The people that go to school to get a good job so that they can get a good pension and retire comfortable. The challenge here is that for most people this will not be their outcome. There will always be more month at the end of the money. Many of the people in this quadrant when in financial trouble believe that the way to fix it is to either work more hours, get another job, or go back to school to get a better carrier. Einstein’s quote fits beautifully in this context “We cant solve problems by using the same kind of thinking we used when we created them.”

This is the main thinking that all of schools are based on. Even schools as Harvard Business School most people graduate to be high paid employes. The sad thing is that these people work just as hard as those that are very wealthy they just see the world differently.


2. Self Employed- this is the next group of people. This one is a little more subtle, because many people that believe that they are small business owners are in reality self employed. Here you have the “work until you drop” retirement plan. Although I have seen many wealthy people in this quadrant the price they pay is very high. The majority of “millionaires next door” seem to lie in this quadrant, according to Thomas J. Stanley and William Danko. These are usually professionals such as lawyers, doctors, bankers. If they know how to handle their finances and with a little luck they can end up as investors and get out of the rat race. Interestingly for the most part they end up working well beyond the age of 65.


3. Business owner- This quadrant is the first quadrant in which the real wealth lies. I’ve heard but I can’t prove it with certainty that- 3 out of 4 of the richest people in the world are business owners. But not just small businesses, but in big business. These are people that work ON their business and not IN their business as Micheal Gerber would state. These are not usually small business owners. These are people that if they left their business for a month the business can continue growing. Unlike the small business owner or self employed where the business is dependent on them, the big business owner has created an entity that is independent. Being in this group usually means having to deal with specialized knowledge. Very few people will be able to make it in this quadrant it requires a mentality that most people don’t have. But these people can make the most of leveraging other peoples time and efforts. Just think of corporations such as Microsoft and franchises like McDonald’s.


4. Investor- this is the other quadrant where wealth resides. This quadrant is great but you need to learn how to invest. Investments such as real estate, silver and gold and the stock market. These are not to be confused with the people that purchase mutual funds and 401k hoping that they will have a retirement. These are the people that realize that they need to be actively involved in their financial future and find the right people to guide them to that end. They take personal responsibility for their investment decisions.


The goal of Robert’s quadrant is to simplify the idea of where you want to be in order to make the most money. The goal is to transition from employee and self employed to business owner and investor. I believe that Network Marketing allows you to be able to run a business in which you don’t have to know how to hire and fire. You don’t have to deal with workman’s comp, social security, and all the other headaches that come along from owning a big business. You don’t have to have specialized knowledge or large reserves of cash to get started. It is a multi-million dollar business that when set up properly you can leave for a month or a year and still get paid. Network Marketing is a business where you can take advantage of the same things the big business owners take advantage of such as leverage. And still have a simple business. Awesome, right!!


Where are you and where do you want to be? Are you an employee or self employed, are you a business owner or investor? What is the easiest most productive way to become a business owner or investor? Realize that not everyone that starts their network marketing business will be successful. Possible failure is the outcome of any business or profession. I do believe that most people will fail at any endeavor, it is life. It seems like the 80/20 rule is universal, sometimes 90/10. I do believe that some of the people that fail it is not because their lack of trying it is because lack of skills. If you believe that there has to be a better way. If you are willing to make a change in your life. Just go up top and to the right and fill in your name, email, and phone number and get started now.

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